# Foreign Exchange

## Get Competitive. rates for your foreign exchange transactions

Are you looking for competitive rates for your foreign currency transactions? Then First National Bank Incorporated is your right partner. We are very active in Foreign Exchange

## Foreign Exchange Market

The foreign exchange market is a global decentralized or over-the-counter market for the trading of currencies. This market determines foreign exchange rates for every currency. It includes all aspects of buying, selling and exchanging currencies at current or determined prices.
The first remittance sent under each service agreement must be completed in person at a First National Bank Incorporated branch.
Customers with an existing checking or savings account may be able to complete their first remittance by calling the First National Bank Incorporated Phone Bank, subject to caller authentication requirements and additional fraud prevention controls. Additional remittances may be completed at a First National Bank Incorporated branch, by calling the First National Bank Incorporated Phone Bank, or through First National Bank Incorporated Online.

## Banking your way

These three checking accounts meet different needs – choose what's right for you

## Everyday Checking

Our most popular checking account popular checking account
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## Clear Banking

Checkless banking with digital and debit card payments
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## Access Checking

Relationship-based checking with premium benefits
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## Banking your way

These three checking accounts meet different needs – choose what's right for you

- Lower account balances and customers who don’t need to write checks
- No overdraft fees
- Customers who want help managing their money, including teens and students
- Day-to-day banking needs, including student banking
- Multiple ways to avoid the monthly service fee
- Standard bank account features like check writing ability and optional Overdraft Protection

- Higher account balances
- Discounts and fee waivers for select banking services
- Priority support from the First National Bank Incorporated Premier Banking Team
- No overdraft fees or services – you only spend what’s in your account

#### Secure banking services and 24/7 support

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